"no, you can't do that."

Today I was investigating the so-called perks I get with my Amex Platinum Card. It's got a hefty annual fee of $895, so you gotta pay attention to the perks to make it work. But it's so complicated: I get $50 per quarter towards a stay at a Hilton I get $250 back if I spend $600 at Adobe I get $300 back every six months if I stay at an approved hotel. I get $200 back from the airline of my choice in incidental fees I get $250 back from ChatGPT business ...plus lounge access, airline benefits,...